Buying with Queen & Co.
Queen & Co. is a real estate company with a purpose and a mission to help buyers find a home
REASONS TO OWN A HOME
1
TAX BREAKS
The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.
2
EQUITY
Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
3
SAVINGS
Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as a gain without owing any federal income tax.
4
CERTAINTY
Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.
5
FREEDOM
The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.
6
VALUE
Real estate has long-term, stable growth in appreciation. While year-to-year fluctuations are normal, median existing- home sale prices have increased on average 6.5 percent …
7
STABILITY
Remaining in one neighborhood for several years gives you a chance to participate in community activities, establish lasting friendships, and benefit from educational opportunities.
ARE YOU READY TO LIVE YOUR DREAM?
HOME BUYING PROCESS
The home buying process begins with determining your budget and getting pre-approved for a mortgage so you understand what you can comfortably afford. From there, you’ll work with a real estate agent to search for homes, tour properties, and submit an offer when you find the right one. Once the offer is accepted, the home goes through inspection, appraisal, and final loan approval before closing, when you sign the paperwork and receive the keys to your new home.
Determine Your Budget
Review your income, savings, debts, and monthly expenses to understand what you can comfortably afford.
Get Pre-Approved
Speak with a lender to get pre-approved, which helps define your price range and shows sellers you are a serious buyer.
Find a Real Estate Agent
Work with a trusted real estate professional who can guide you through the process and represent your best interests.
Define Your Ideal Home
Identify your must-haves, preferred location, and features that fit your lifestyle and long-term goals.
Start Touring Homes
Visit homes in your price range and desired areas to get a feel for what’s available on the market.
Make an Offer
Once you find the right home, your agent will help you submit a competitive offer and negotiate terms with the seller.
Schedule a Home Inspection
Hire a licensed inspector to evaluate the condition of the property and identify any potential issues.
Finalize Your Financing
Work with your lender to complete the loan process, including appraisal, underwriting, and final approval.
Prepare for Closing
Review documents, secure homeowner’s insurance, and ensure funds are ready for closing costs and your down payment.
Close on Your Home
Sign the final paperwork, receive the keys, and officially become a homeowner.
Buyer Guide
Access valuable insights and expert guidance with our comprehensive home buying guide. Designed to help you navigate the real estate market with confidence, it provides essential information, practical tips, and proven strategies. From understanding the buying process to exploring financing options and making informed decisions, this guide supports you at every stage of your home-buying journey.
Testimonials
Discover what our clients have to say about their experiences working with us.